Affordable Care Act

The Impact of the Affordable Care Act on Health Insurance

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Introduction to the Affordable Care Act (ACA) The Affordable Care Act (ACA), commonly known as Obamacare, was enacted in 2010 to address significant challenges within the U.S. healthcare system. Prior to its introduction, millions of Americans lacked health insurance, and healthcare costs were rising at an unsustainable rate. The ACA was designed to transform the … Read more

Health Insurance and Pre-Existing Conditions: What Are Your Options?

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Understanding Pre-Existing Conditions and Health Insurance Pre-existing conditions refer to any medical illnesses or injuries that existed before an individual’s health insurance coverage began. These can range from chronic ailments such as diabetes, heart disease, and asthma to less common conditions like lupus or epilepsy. Health insurance providers identify and categorize these conditions based on … Read more